|Senate Counsel & Research||State of Minnesota|
|S.F. No. 2145 - Credit Report Blocking|
|Author:||Senator Mike McGinn|
|Prepared by:||Matthew S. Grosser, Senate Research (651/296-1890)|
|Date:||March 14, 2006|
The bill allows consumers, upon submission of a valid police report, to permanently block
the reporting of any information on their credit report, which the consumer alleges is the result of
identity theft. The bill requires credit reporting agencies to promptly notify the furnisher of the
information that the information has been blocked and permits unblocking of the information only
if: there is material misrepresentation of fact, or fraud, by the consumer; the consumer agrees the
information was blocked in error; or if the consumer knowingly obtained goods, services, or money
as a result of the blocked transaction.
Check on the status of this bill
Back to Senate Counsel and Research Bill Summaries page
This page is maintained by the Office of Senate Counsel and Research for the Minnesota Senate.
Last review or update: 03/14/2006
If you see any errors on this page, please e-mail us at email@example.com.